- Travel Accident Insurance
Travel insurance provides coverage in case an accident occurs while traveling, resulting in an injury or required hospitalization, or losing an organ, arms, legs, eyesight or life. However, such accident must occur within a stipulated travel period.
What are the criteria for claim payment?
The criteria for claim payment with regards to travel insurance can be categorized into two cases, as follows
- If the insured loses life or organs, arms, legs or eyesight, the company will provide monetary compensation to the insured or their successors as follows
- 1.1 Death: 100% of the sum insured
- 1.2 Loss of arms, legs and/or eyesight, on both sides: 100% of the sum insured
- 1.3 Loss of an arm, a leg or an eye: 50% of the sum insured
- If the insured is injured, the insurance company will pay for the actual hospitalization expenses, but the amount must not exceed the sum insured.
What are exclusions to the travel insurance policy?
Travel insurance is only intended to cover accidents where the risks are basic to the general public. Therefore, there are insurance exclusions where specific occurrences shall not be covered, for example
- The insured acting under the influence of alcohol or drugs
- Suicide, attempt to commit suicide, or self-injury
- Miscarriage
- Wars, coups, rebellion
- Riots, strikes, unrest caused by public protests against the government
- Radiation or radioactivity from nuclear fuel or nuclear weapons
- Taking part in dangerous sports, such as skiing, car races, skating competitions, etc.
- While riding a motorcycle or traveling by motorcycle
- While traveling by an aircraft that is not a commercial aircraft, such as a helicopter.
- TA SAFE & SAVE
Travel Accident Insurance Safe & Save
- TA PERFECT
Travel Accident Insurance Perfect
Highlights
- Provide a 24-hour protection during international travel.
- Select from per trip cover or annual cover.
- Worry-free travel with a 24-hour AAGI Travel Assistance Hotline.
- Can be used for submission with Schengen Visa application.
- Guarantee 100% Refund Premium if Visa application Denied.
Conditions
- Must have Thai residency and trip must start from Thailand.
- Ages 1-75
- The annual plan is restricted for ages 15-65 and each stay is covered up to 120 days per trip with no limitation on the number of trips taken during the year.
The Excluded Countries
Afghanistan / Algeria / Burundi / Central African Republic / Chad / Colombia / Eritrea / Guinea / Haiti / Iraq / Ivory Coast / Kenya / Lebanon / Libya / Mali / Mauritania / Mexico / Niger / Nigeria / North Korea / Pakistan / Somalia / Sudan / South Sudan / Syria / Yemen / Saudi Arabia / Kosovo
Travel Perfect Insurance Plan
Coverages | Sum Insured (Baht) | |||
---|---|---|---|---|
Perfect 1 | Perfect 2 | Perfect 3 | Perfect 4 | |
Loss of Life, Dismemberment, Loss of Sight or Total Permanent Disability due to Accident | 5,000,000 | 3,000,000 | 2,000,000 | 2,000,000 |
Medical Benefit for Injury or Sickness During Travel Overseas | 5,000,000 | 3,000,000 | 2,000,000 | 2,000,000 |
Medical Benefit for follow-up case after return to Thailand (be a part of sum insured of Medical Benefit Coverage) | 300,000 | 250,000 | 200,000 | 100,000 |
Emergency Medical Evacuation and Repatriation Coverage | 4,000,000 | 2,000,000 | 2,000,000 | 2,000,000 |
Repatriation of Mortal Remains | 2,000,000 | 2,000,000 | 2,000,000 | 2,000,000 |
Return of Minor Child to Thailand | 250,000 | 150,000 | 70,000 | - |
Hospital Visitation | 250,000 | 150,000 | 70,000 | - |
Overseas Daily Hospital Income Benefit Due to Accident or sickness (Maximum 30 days) | 5,000 | 3,000 | 1,500 | - |
Trip Cancellation | 500,000 | 300,000 | 200,000 | - |
Trip Curtailment | 500,000 | 300,000 | 200,000 | - |
Travel Delay - 10% of Total Sum Insured for every 6 Consecutive hours delay | 50,000 | 30,000 | 20,000 | - |
Loss or Damage of Baggage and/or Personal Effects, maximum 5,000 Baht/piece/pair, not exceed | 50,000 | 30,000 | 20,000 | - |
Baggage Delay - 10% of Total Sum Insured for every 6 Consecutive hours delay | 50,000 | 30,000 | 20,000 | - |
Third Party Liability | 4,000,000 | 3,000,000 | 1,000,000 | 500,00 |
Flight Misconnection - 10% of Total Sum Insured for every 6 Consecutive hours delay | 25,000 | 15,000 | 10,000 | - |
Loss or Damage of Personal cash and Travel Cheque | 10,000 | 5,000 | - | - |
Loss or Damage of Travel Document | 30,000 | 15,000 | - | - |
Golf Equipments Benefits maximum 5,000 Baht/piece/pair, not exceed | 50,000 | 30,000 | - | - |
Hole-In-One Benefits | 20,000 | 10,000 | - | - |
Rental Vehicle Excess | 30,000 | 15,000 | - | - |
Hijack, maximum | 200,000 | 100,000 | 100,000 | - |
Emergency Telephone Call Charges | 1,500 | 1,000 | 500 | - |
Premium
Single Trip Premium (Baht) | ||||||||
---|---|---|---|---|---|---|---|---|
Duration (days) | Perfect 1 | Perfect 2 | Perfect 3 | Perfect 4 | ||||
Asia | WW | Asia | WW | Asia | WW | Asia | WW | |
1 | 935 | 1,113 | 688 | 919 | 462 | 599 | 209 | 281 |
2 | 945 | 1,276 | 699 | 930 | 468 | 604 | 215 | 286 |
3 | 956 | 1,287 | 704 | 940 | 473 | 615 | 220 | 292 |
4 | 1,119 | 1,531 | 819 | 1,113 | 541 | 717 | 242 | 336 |
5 | 1,214 | 1,668 | 892 | 1,208 | 587 | 777 | 270 | 372 |
6 | 1,231 | 1,685 | 903 | 1,219 | 593 | 788 | 276 | 378 |
7 | 1,407 | 1,728 | 1,024 | 1,250 | 662 | 798 | 319 | 385 |
8 | 1,559 | 1,915 | 1,133 | 1,380 | 731 | 880 | 354 | 426 |
9 | 1,576 | 1,938 | 1,145 | 1,398 | 742 | 892 | 360 | 432 |
10 | 1,593 | 1,955 | 1,156 | 1,415 | 748 | 903 | 366 | 438 |
11 | 1,728 | 2,216 | 1,250 | 1,586 | 798 | 1,003 | 403 | 524 |
12 | 1,832 | 1,832 | 1,320 | 1,678 | 842 | 1,062 | 409 | 529 |
13 | 1,854 | 2,371 | 1,337 | 1,700 | 853 | 1,073 | 414 | 535 |
14 | 1,870 | 2,398 | 1,353 | 1,716 | 864 | 1,084 | 420 | 541 |
15 | 2,053 | 2,615 | 1,4760 | 1,869 | 930 | 1,171 | 483 | 616 |
16 | 2,173 | 2,772 | 1,562 | 1,980 | 985 | 1,238 | 489 | 621 |
17 | 2,195 | 2,800 | 1,579 | 2,002 | 996 | 1,254 | 495 | 627 |
18 | 2,222 | 2,833 | 1,595 | 2,024 | 1,007 | 1,265 | 501 | 633 |
19 | 2,295 | 2,940 | 1,644 | 2,095 | 1,035 | 1,308 | 541 | 690 |
20 | 2,431 | 3,113 | 1,738 | 2,217 | 1,095 | 1,381 | 532 | 678 |
21 | 2,459 | 3,146 | 1,760 | 2,244 | 1,106 | 1,397 | 538 | 689 |
22 | 2,481 | 3,190 | 1,777 | 2,266 | 1,117 | 1,414 | 544 | 695 |
23 | 2,657 | 3,333 | 1,898 | 2,371 | 1,188 | 1,474 | 583 | 717 |
24 | 2,684 | 3,366 | 1,920 | 2,398 | 1,205 | 1,491 | 588 | 728 |
25 | 2,717 | 3,405 | 1,942 | 2,426 | 1,216 | 1,507 | 594 | 734 |
26 | 2,745 | 3,443 | 1,964 | 2,448 | 1,232 | 1,524 | 600 | 745 |
27 | 2,772 | 3,482 | 1,986 | 2,475 | 1,243 | 1,540 | 605 | 751 |
28 | 2,910 | 3,498 | 2,074 | 2,492 | 1,298 | 1,546 | 639 | 762 |
29 | 2,943 | 3,542 | 2,096 | 2,519 | 1,309 | 1,562 | 644 | 773 |
30 | 2,976 | 3,581 | 2,123 | 2,547 | 1,326 | 1,579 | 650 | 779 |
31 | 3,009 | 3,619 | 2,145 | 2,574 | 1,337 | 1,595 | 644 | 776 |
32 – 38 | 3,619 | 4,230 | 2,569 | 3,003 | 1,595 | 1,854 | 776 | 908 |
39 – 45 | 4,230 | 4,840 | 2,998 | 3,427 | 1,854 | 2,112 | 908 | 1,034 |
46 – 52 | 4,840 | 5,451 | 3,427 | 3,856 | 2,112 | 2,371 | 1,034 | 1,166 |
53 – 59 | 5,451 | 6,061 | 3,856 | 4,285 | 2,371 | 2,624 | 1,166 | 1,293 |
60 – 66 | 6,061 | 6,672 | 4,279 | 4,708 | 2,624 | 2,882 | 1,293 | 1,425 |
67 – 73 | 6,672 | 7,282 | 4,708 | 5,137 | 2,882 | 3,141 | 1,425 | 1,557 |
74 – 80 | 7,282 | 7,893 | 5,137 | 5,566 | 3,141 | 3,399 | 1,557 | 1,683 |
81 – 87 | 7,893 | 8,503 | 5,561 | 5,990 | 3,399 | 3,658 | 1,683 | 1,815 |
88 – 94 | 8,503 | 9,114 | 5,990 | 6,419 | 3,658 | 3,911 | 1,815 | 1,942 |
95 – 101 | 9,114 | 9,724 | 6,419 | 6,848 | 3,911 | 4,169 | 1,942 | 2,074 |
102 – 108 | 9,724 | 10,340 | 6,848 | 7,271 | 4,169 | 4,428 | 2,074 | 2,206 |
109 – 115 | 10,340 | 10,951 | 7,271 | 7,700 | 4,428 | 4,686 | 2,206 | 2,332 |
116 – 122 | 10,951 | 11,561 | 7,700 | 8,129 | 4,686 | 4,945 | 2,332 | 2,464 |
123 – 129 | 11,561 | 12,172 | 8,129 | 8,558 | 4,945 | 5,203 | 2,464 | 2,591 |
130 – 136 | 12,172 | 12,782 | 8,553 | 8,982 | 5,203 | 5,456 | 2,591 | 2,723 |
137 – 143 | 12,782 | 13,393 | 8,982 | 9,411 | 5,456 | 5,715 | 2,723 | 2,855 |
144 – 150 | 13,393 | 14,003 | 9,411 | 9,840 | 5,715 | 5,973 | 2,855 | 2,981 |
151 – 157 | 14,003 | 14,614 | 9,840 | 10,263 | 5,973 | 6,232 | 2,981 | 3,113 |
158 – 164 | 14,614 | 15,224 | 10,263 | 10,692 | 6,232 | 6,490 | 3,113 | 3,240 |
165 – 171 | 15,224 | 15,835 | 10,692 | 11,121 | 6,490 | 6,743 | 3,240 | 3,372 |
172 – 178 | 15,835 | 16,451 | 11,121 | 11,545 | 6,743 | 7,002 | 3,372 | 3,504 |
179 – 180 | 16,451 | 17,061 | 11,545 | 11,974 | 7,002 | 7,260 | 3,504 | 3,630 |
Annual Trip | 9,000 | 6,400 | 4,150 | 2,400 |
Remark
Detail of terms, conditions, and exclusions are specified in the policy
Warning
- Interested consumers are advised to study the details of terms and conditions before purchase.
- Conditions of insurance converage and premium rates are specified by the Company.
- TA Travel Plus
Travel Accident Insurance Travel Plus
Maximum Sum insured per trip (Baht)
Coverage | Oasis Silver | Oasis Gold | Oasis Platinum | Oasis Annual |
---|---|---|---|---|
1. Loss of Life, Dismemberment, Loss of Sight or Total Permanent Disability caused by accident | 2,000,000 | 3,000,000 | 4,000,000 | 6,000,000 |
2. Overseas Medical Expense Reimbursement | 1,500,000 | 2,000,000 | 2,500,000 | 2,500,000 |
3. Emergency Medical Evacuation & Repatriation Expenses | 2,000,000 | 2,000,000 | 2,000,000 | 2,000,000 |
4. Emergency Medical Expenses within Thailand | 150,000 | 200,000 | 250,000 | 250,000 |
5. Additional Transport | Not Cover | 10,000 | 10,000 | 10,000 |
6. Child Guard | 15,000 | 15,000 | 15,000 | |
7. Trip Cancellation Expenses | Not Cover | 50,000 | 5,000 | |
8. Trip Curtailment Expenses | 50,000 | 5,000 | ||
9. Travel Delay | 50,000 | 50,000 | ||
10. Missed Connecting Travel | 50,000 | 50,000 | ||
11. Loss of Personal Baggage and/or Personal Property | 50,000 | 50,000 | ||
12. Baggage Delay | 20,000 | 30,000 | ||
13. Loss of Personal Money and/or Personal Documents Overseas | 5,000 | 5,000 | ||
14. Personal Liability | 1,000,000 | 2,500,000 | 3,500,000 | |
15. Automatic Extension | days |
Maximum Sum insured per trip (Baht)
Trip duration | Oasis Silver | Oasis Gold | Oasis Platinum | Oasis Annual | ||
---|---|---|---|---|---|---|
individual | Family | individual | Family | |||
1-4 days | 290 | 290 | 600 | 815 | 1,630 | - |
5-7 days | 355 | 370 | 740 | 925 | 1,850 | - |
8-10 days | 420 | 430 | 860 | 1,240 | 2,480 | - |
11-14 days | 655 | 695 | 1,390 | 1,380 | 2,760 | - |
15-22 days | 1,235 | 1,305 | 2,610 | 2,170 | 4,340 | - |
23-31 days | 1,330 | 1,445 | 2,890 | 2,480 | 4,960 | - |
32-45 days | 1,915 | 2,185 | 4,370 | 3,655 | 7,310 | - |
46-62 days | 2,075 | 2,405 | 4,809 | 3,940 | 7,880 | - |
63-75 days | 2,445 | 2,725 | 5,450 | 4,650 | 9,300 | - |
76-90 days | 2,605 | 3,150 | 6,300 | 5,335 | 10,670 | - |
91-120 days | 3,925 | 4,670 | 9,340 | 6,210 | 12,420 | - |
121-150 days | 5,955 | 7,210 | 14,420 | 8,465 | 16,930 | - |
151-180 days | 7,965 | 9,225 | 18,450 | 11,680 | 23,360 | - |
annual trip | - | - | - | - | - | 6,315 |
Remarks
- The conditions are subjected to the policy wordings.
- This document is not specific designated for the proposer; the proposer should study the document in details before deciding to submit the insurance application.
Travel Insurance
Travel insurance provides coverage in case an accident occurs while traveling, resulting in an injury or required hospitalization, or losing an organ, arms, legs, eyesight or life. However, such accident must occur within a stipulated travel period.What are the criteria for claim payment?
The criteria for claim payment with regards to travel insurance can be categorized into two cases, as follows:- If the insured loses life or organs, arms, legs or eyesight, the company will provide monetary compensation to the insured or their successors as follows:
-
- 1.1 Death: 100% of the sum insured
-
- 1.2 Loss of arms, legs and/or eyesight, on both sides: 100% of the sum insured
- 1.3 Loss of an arm, a leg or an eye: 50% of the sum insured
-
- If the insured is injured, the insurance company will pay for the actual hospitalization expenses, but the amount must not exceed the sum insured.
What are exclusions to the travel insurance policy?
Travel insurance is only intended to cover accidents where the risks are basic to the general public. Therefore, there are insurance exclusions where specific occurrences shall not be covered, for example:- The insured acting under the influence of alcohol or drugs;
- Suicide, attempt to commit suicide, or self-injury;
- Miscarriage;
- Wars, coups, rebellion;
- Riots, strikes, unrest caused by public protests against the government;
- Radiation or radioactivity from nuclear fuel or nuclear weapons;
- Taking part in dangerous sports, such as skiing, car races, skating competitions, etc.;
- While riding a motorcycle or traveling by motorcycle;
- While traveling by an aircraft that is not a commercial aircraft, such as a helicopter.